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Financing Options - Sauna Sector

We understand that investing in a premium sauna or wellness product is a big decision. To make your purchase more accessible, Sauna Sector offers financing through Affirm, allowing you to split your total cost into easy, manageable payments.

Affirm Financing Available at Checkout - Click Here for more information:
https://www.affirm.com/disclosures 



Why Choose Affirm?

Affirm is a trusted financing partner that provides a simple and transparent way to pay over time.

Flexible Payment Options
Choose a payment plan that fits your budget, with terms typically ranging from 3, 6, or 12 months.

No Hidden Fees
You’ll know exactly what you’ll pay upfront—no hidden fees or surprises.

Fast & Easy Approval
Complete a short application at checkout and receive a real-time decision—no paperwork required.


How to Use Affirm

1. Select Affirm at Checkout
When you’re ready to purchase your sauna or wellness product, choose Affirm as your payment method.

2. Apply for Financing
Provide a few basic details and receive a real-time approval decision with payment options displayed instantly.

3. Choose Your Plan
Select the payment plan that works best for you. You’ll see your monthly payment and total cost before confirming.

4. Complete Your Purchase
Finalize your order and manage your payments directly through Affirm’s website or mobile app.


Eligibility Requirements

To use Affirm financing, you must:

-Be a U.S. resident (including U.S. territories)

-Be at least 18 years old (19 if you’re a ward of the state in Nebraska)

-Have a valid Social Security number

-Provide a U.S. mobile or VoIP number and agree to receive SMS notifications


Affirm Lending Partner Disclosure

Rates from 0–36% APR. Payment options through Affirm are subject to eligibility checks and are provided by Affirm’s lending partners. Options depend on your purchase amount, and a down payment may be required.

California residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For full disclosures and licenses, visit affirm.com/licenses.

Example: A $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.


Frequently Asked Questions

1. Is there a minimum purchase amount?
Yes, Affirm may require a minimum purchase amount, which will be shown during checkout.

2. Can I pay off my Affirm loan early?
Yes. You can pay off your loan early at any time with no penalties.

3. What if I return my purchase?
If your order is returned, your refund will be processed and your Affirm loan balance adjusted accordingly.

4. How do I make payments?
Payments are made directly through Affirm using debit cards, bank transfers, or checks via their website or mobile app.

5. Are there late fees?
Affirm does not charge late fees, but missed payments may impact your credit score.


Contact Us

If you have questions about financing or need assistance during checkout, contact our support team at
📧 info@saunasector.com


Shipping

Which States do you currently ship to?

We currently ship to the 48 continental United States along with DC. If you wish to inquire about international orders, please feel free to contact support@ajmrestaurantequipment.com

How long will it take to receive my order?

Standard shipping normally takes 3-5 days. Next day shipping is available on all domestic orders (for an additional charge). International shipping times depend on the products and destination (estimated at checkout).

Returns and Refunds

How do I return a product?

Items must be returned within 30 days after receiving your order. Items must be returned in the same condition in which they were received, be unworn/unused, have any tags still attached, and include all the original packaging.

How long will it take to receive my refund?

Refunds are processed within 7 days from when we receive the item(s).